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Down Payment Calculator
See the minimum down payment required for a home and compare how different down-payment amounts may affect your mortgage.
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Minimum required down payment
$50,000
6.7% of the purchase price
- Minimum down payment — $50,000
- Mortgage — $700,000
Minimum
Down payment$50,000
Mortgage amount$728,000
Loan-to-value93.3%
Est. mortgage insurance$28,000
Est. monthly payment$4,046
10%
Down payment$75,000
Mortgage amount$695,925
Loan-to-value90.0%
Est. mortgage insurance$20,925
Est. monthly payment$3,868
15%
Down payment$112,500
Mortgage amount$655,350
Loan-to-value85.0%
Est. mortgage insurance$17,850
Est. monthly payment$3,643
20%
Down payment$150,000
Mortgage amount$600,000
Loan-to-value80.0%
Est. monthly payment$3,335
25%
Down payment$187,500
Mortgage amount$562,500
Loan-to-value75.0%
Est. monthly payment$3,127
At 20% down, mortgage default insurance is generally not required.
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