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Investment Property Calculator

Analyze the potential financial performance of a rental property, including cash flow, cap rate, cash-on-cash return and estimated ROI.

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  2. 2Review costsSee the breakdown
  3. 3See resultsYour estimate updates live

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Purchase

Financing

Monthly income

Monthly operating expenses

Growth assumption

Estimated monthly cash flow

−$890

-$10,676 per year

$3,104Monthly income
  • Operating expenses — $720
  • Mortgage payments — $3,274

Cap rate

4.09%

Cash-on-cash

-6.51%

Estimated ROI

13.34%

Operating performance (monthly)

Gross rental income$3,200
Effective rental income$3,104
Operating expenses−$720
Net Operating Income$2,384
Mortgage payments−$3,274
Monthly cash flow-$890
Debt Service Coverage Ratio0.73
Total cash invested$164,000

Equity & appreciation (year 1, assumptions)

Principal paydown$11,547
Estimated appreciation$21,000

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Calculations provided by this tool are estimates for general informational and educational purposes only and should not be relied upon as financial, mortgage, tax, accounting, investment or legal advice. Actual mortgage payments, qualification requirements, taxes, rebates, closing costs, commissions, rental amounts and other expenses may vary based on the property, lender, municipality, transaction and individual circumstances. Government programs, tax rates, mortgage rules and regulatory requirements may change without notice. Users should confirm all figures and eligibility requirements with the appropriate lender, mortgage professional, lawyer, accountant, municipality, government authority or other qualified professional before making a financial or real estate decision. Kaitlynn Martins and RE/MAX Your Community Realty Inc., Brokerage do not guarantee the accuracy or completeness of calculations generated by this tool.