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Buying · Calculator
Rent vs. Buy Calculator
Compare the estimated financial impact of continuing to rent versus purchasing a home over time.
- 1Enter detailsAdd your numbers
- 2Review costsSee the breakdown
- 3See resultsYour estimate updates live
Your details
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Renting
Buying
Buying comes out ahead in this scenario
$76,506
Estimated break-even year: year 7
- Buyer net position — $186,439
- Renter net position — $109,933
After 10 years
Total estimated cost of renting$345,231
Estimated home value$1,007,937
Estimated home equity (after selling costs)$521,590
Estimated invested renter savings$455,165
Buyer net wealth position$186,439
Renter net wealth position$109,933
Appreciation and investment return are assumptions you selected, not guaranteed returns. Small changes to these assumptions can significantly change the outcome.
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