Question 1

What is the 1% listing offer?

Accepted Answer

It is a limited-time promotional listing option for qualifying properties, combining full professional representation and marketing with a 1% listing commission. Terms and conditions apply, eligibility varies, and cooperating brokerage compensation and other transaction costs may apply. Contact Kaitlynn for complete details.

Question 2

Does every home qualify for 1%?

Accepted Answer

No. Eligibility depends on the property, the timeline and the scope of the engagement. The fastest way to find out is to submit your property details and Kaitlynn will confirm whether it qualifies.

Question 3

Is the marketing reduced at 1%?

Accepted Answer

The promotional structure applies to the listing commission, not to the standard of service. Professional photography, listing preparation guidance, digital exposure, showing coordination, offer management and negotiation are all included as described at the time of engagement.

Question 4

How does real estate commission work in Ontario?

Accepted Answer

Commission is negotiable and set out in the listing agreement between a seller and the brokerage. It typically includes the listing side and an amount offered to a cooperating brokerage representing the buyer. Kaitlynn will explain exactly how it is structured for your listing before you sign anything.

Question 5

What should I do before listing my home?

Accepted Answer

Start with a walkthrough and a pricing conversation. From there Kaitlynn prioritizes only the preparation that tends to return value — decluttering, paint, minor repairs, lighting and staging — rather than expensive projects buyers will not pay for.

Question 6

Should I sell before I buy?

Accepted Answer

It depends on your equity position, financing and risk tolerance. Kaitlynn walks through both sequences with your mortgage professional so the decision is based on your numbers, not on general advice.

Question 7

How accurate is an online home value estimate?

Accepted Answer

Automated estimates cannot see condition, renovations, exposure or layout. Kaitlynn's valuation combines recent comparable sales in your immediate pocket with a review of your specific property, which is why it is prepared manually rather than generated instantly.

Question 8

Is the home valuation really free?

Accepted Answer

Yes, and there is no obligation to list. Many people request one 6 to 12 months before they plan to move.

Question 9

How much do I need for a down payment?

Accepted Answer

Minimums in Canada depend on the purchase price, and mortgage default insurance applies below 20%. Kaitlynn will connect you with a mortgage professional to confirm your numbers before you start viewing homes.

Question 10

What costs should first-time buyers plan for beyond the down payment?

Accepted Answer

Land transfer tax (provincial, plus municipal within Toronto), legal fees, title insurance, home inspection, appraisal if required, moving costs and initial repairs. First-time buyer rebates may reduce land transfer tax. Kaitlynn provides an itemized estimate before you make an offer.

Question 11

How do you evaluate an investment property?

Accepted Answer

By modelling realistic rent against carrying costs — mortgage, taxes, insurance, maintenance, vacancy and management — then stress-testing that against higher rates. If the numbers do not work, Kaitlynn will say so.

Question 12

How do you screen tenants?

Accepted Answer

Applications are reviewed with credit reports, employment and income verification, references and the standard Ontario lease framework. Landlords make the final decision within the requirements of the Residential Tenancies Act and human rights law.

Question 13

What should I know before buying pre-construction?

Accepted Answer

Deposit structure, occupancy versus closing, interim occupancy fees, development charge caps, assignment rights and the 10-day cooling-off period on new condominiums. Kaitlynn reviews these with you before you commit.

Question 14

Do you handle commercial transactions?

Accepted Answer

Yes — retail, office, industrial, mixed-use, land and multi-residential opportunities. Start with a conversation about the asset type and objective.

Question 15

Which areas do you serve?

Accepted Answer

Toronto, York Region, Simcoe County, Peel Region, Durham Region, Halton Region and communities throughout the Greater Toronto Area.

Real Estate Questions, Answered Plainly.

Selling

Buying

First-Time Buyers

Commission

1% Listing Offer

Home Valuations

Investing

Leasing

Pre-Construction

Commercial

GTA Real Estate

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